Ann Marie Martin


Posted by Ann Marie Martin on 10/29/2018

Purchasing a home may prove to be a good idea. In fact, there are many reasons to pursue a house, and these include:

1. You can purchase a home that you can call your own.

There is nothing quite like the feeling an individual typically experiences after he or she buys a house. If you conduct a search for your dream residence, you can enjoy this one-of-a-kind feeling in the near future.

Of course, if you decide to purchase a home, you may want to establish property buying criteria. This will allow you to hone your home search and accelerate the property buying journey.

As you put together homebuying criteria, think about where you want to reside and what features you want to find in your ideal residence. Then, you can begin the homebuying journey with a plan to achieve the best-possible results.

2. You could save money over the long haul.

Let's face it – the costs of renting an apartment, condo or house can add up over time. On the other hand, a home is a long-term investment that may help you save money in comparison to renting a property.

If you decide to launch a home search, you may want to get pre-approved for a mortgage too. Banks and credit unions are available in cities and towns nationwide, and these financial institutions can teach you everything you need to know about home financing. As a result, if you meet with banks and credit unions in your area, you can find a mortgage that complements your finances perfectly.

3. You can personalize your residence however you choose.

A house is more than just a place where you eat, sleep and store all of your personal belongings. And if you acquire a residence, you can transform an ordinary house into a personalized home.

As a homeowner, you can paint your home any color you choose, perform assorted house upgrades and much more. Therefore, homeowners enjoy unprecedented flexibility and can customize a house so it matches or exceeds their expectations.

For those who are ready to pursue a house, it often helps to hire a real estate agent. This housing market professional can offer plenty of guidance throughout the property buying journey and ensure you can quickly discover your dream house.

A real estate agent will keep you up to date about houses that fall within your price range, set up home showings and help you submit an offer to purchase your ideal residence. Plus, a real estate agent will negotiate with a seller's agent on your behalf to help you pay the lowest price for your dream home. And if you ever have concerns or questions during your home search, a real estate agent is ready to respond to them right away.

Ultimately, buying a home is a good idea for many people. If you hire a real estate agent today, you can instantly start a home search and move one step closer to acquiring your dream residence.




Categories: Buying a Home   buying tips  


Posted by Ann Marie Martin on 10/15/2018

The amount of time it takes to find the perfect residence varies from buyer to buyer. In some instances, a buyer may fall in love with the first residence that he or she views in person. Or, in other cases, a buyer may need to attend several home showings and open house events before he or she finds the right residence.

It ultimately may take more than a single day to find your dream residence. Lucky for you, we are here to help you streamline your quest for your dream house and ensure you can find the right home faster than ever before.

Now, let's take a look at three tips to help you accelerate your search for your ideal house.

1. Create a List of Homebuying Criteria

You know you want to buy a home as quickly as possible. With a list of homebuying criteria at your disposal, you'll be better equipped than ever before to discover a house that suits you perfectly.

Think about where you'd like to reside and the features you want in your dream house. Then, you can narrow your house search and move one step closer to finding a residence that matches or exceeds your expectations.

2. Get Your Finances in Order

Pre-approval for a mortgage can make a world of difference, particularly for a buyer who wants to speed up his or her home search. If you learn about all of your mortgage options, you can select a mortgage that complements your finances and enter the real estate market with a mortgage in hand.

Many banks and credit unions employ friendly, knowledgeable mortgage specialists. By meeting with various financial institutions, you can learn about a broad array of mortgage options. Plus, you can receive comprehensive insights into fixed and adjustable-rate mortgages and make an informed mortgage selection.

3. Collaborate with a Real Estate Agent

For those who want to quickly and effortlessly find their dream residence, it may be beneficial to collaborate with a real estate agent. In fact, a real estate agent can help a homebuyer remove the guesswork commonly associated with searching for a residence.

A real estate agent understands what it takes to discover a great residence at a budget-friendly price. First, he or she will meet with you and learn about your homebuying goals. A real estate agent then will put together a personalized homebuying strategy. Next, a real estate agent will help you put your homebuying strategy into action. And when you discover your dream residence, a real estate agent will help you submit a competitive offer to purchase this house.

As you get ready to conduct a house search, you may want to hire a real estate agent soon. If you have an expert real estate agent at your side, you can get the help you need to find your dream house. Best of all, a real estate agent will go the extra mile to ensure you can seamlessly navigate all stages of the property buying journey.




Categories: Buying a Home   buying tips  


Posted by Ann Marie Martin on 6/18/2018

Purchasing a residence may seem like a long, complicated journey. However, there are many ways to simplify the homebuying process, including: 1. Become an Educated Homebuyer. The real estate market constantly changes, and as such, you'll want to conduct plenty of research to ensure you fully understand this sector. Remember, an informed homebuyer is better equipped to make the best decisions. And if you study the real estate market closely, you may be able to identify trends that could help you find the right home at the right price. Homebuyers who can differentiate between a sellers' market and a buyers' market, for instance, could reap the benefits of a great deal on a residence. In fact, these homebuyers may be able to determine the ideal time to buy a home and discover the perfect house quickly. Furthermore, don't forget to consider how you'll pay for your home and dedicate the time and resources to get pre-approved for a mortgage. This will ensure you're able to budget appropriately, and eventually, can find an affordable, high-quality house. 2. Remain Flexible. The homebuying process rarely, if ever, is simple. As such, you need to understand that challenges will arise during the process and remain flexible to resolve such issues. In many cases, a flexible homebuyer is a happy homebuyer, i.e. one who remains calm, cool and collected under pressure. And if you strive to be flexible, you can negotiate properly and find the best deal on a home. It also is important to note that friends and family members can support you throughout the homebuying process. Plus, if any of your friends and family members have purchased a home recently, they may be able to provide assistance as you work toward buying a home. 3. Hire an Experienced Real Estate Agent. Have you found an experienced real estate agent to guide you along the homebuying process? If not, you might miss out on a golden opportunity to explore a vast array of top-notch residences in your area. A real estate agent is a must for those who want to streamline the homebuying process, and for good reason. This professional knows the ins and outs of the real estate sector and will be ready to respond to any of your concerns or queries. Furthermore, a real estate agent can help you handle negotiations with a home seller and ensure you're able to get the best price on a home at any time. Lastly, a real estate agent can serve as a trusted resource and will help you set realistic expectations for your next home. This professional will be happy to provide honest advice along the way too, ensuring you're able to find the right home for your needs and budget. The homebuying process represents an uphill climb for many homebuyers, and as a result, can be intimidating. But with the aforementioned tips at your disposal, you'll be better equipped to discover the idea home in a short period of time.





Posted by Ann Marie Martin on 5/14/2018

For a first-time homebuyer, it is important to realize that a home seller's acceptance of your initial offer provides no guarantees. In fact, a homebuyer will still need to complete a home inspection before a home sale is finalized.

A home inspection is a valuable opportunity to learn about any potential issues with a house. After the inspection is finished, a homebuyer has the opportunity to submit a counter-proposal, rescind a proposal or keep his or her current offer intact.

Ultimately, hiring the right home inspector can make a world of difference for a homebuyer. With an expert home inspector at your side, a homebuyer can gain insights into a house's pros and cons and determine whether a house is a viable long-term investment.

So what does it take to employ the right home inspector? Here are three tips to help a first-time homebuyer do just that.

1. Conduct an Extensive Search

Search far and wide for a home inspector – you'll be glad you did. If you allocate the necessary time and resources to locate a skilled home inspector in your area, you can boost your chances of identifying potential home problems before you complete a home purchase.

A first-time homebuyer can begin a search for an expert home inspector online. A simple web search is sure to provide plenty of results, and a homebuyer then can perform an in-depth review of local home inspectors' credentials.

Furthermore, don't hesitate to ask family members and friends for assistance. If a loved one recently sold a house and had a great experience with a home inspector, it may be worthwhile to hire this same professional to perform your home inspection.

2. Look at a Home Inspector's Background

How many years of industry experience does a home inspector have? What are past clients saying about a home inspector? And how does a home inspector approach each job? These are some of the questions that a first-time homebuyer should consider as he or she assesses a home inspector's background.

In addition, a homebuyer can always reach out to a home inspector directly to learn more about this professional's experience. A face-to-face or phone conversation with a home inspector may require only a few minutes to complete and can help a homebuyer make an informed decision.

3. Consult with a Real Estate Agent

A real estate agent can help you discover your dream house as well as put you in touch with the top home inspectors in your area. As a result, this housing market professional will ensure you can purchase a first-rate house that matches or exceeds your expectations.

If you're uncertain about whether to hire a particular home inspector, it never hurts to consult with a real estate agent. By doing so, you can gain honest, unbiased tips to determine whether a home inspector is the right person to evaluate your residence.

Employ the best home inspector prior to completing your home purchase – use these tips, and a first-time homebuyer should have no trouble hiring a superior home inspector.




Categories: Buying a Home   buying tips  


Posted by Ann Marie Martin on 4/23/2018

The homebuying process may prove to be challenging, particularly for individuals who fail to anticipate potential problems. Lucky for you, we're here to help you identify and address homebuying hurdles before they escalate.

Now, let's take a look at three tips to ensure you can seamlessly anticipate and overcome homebuying hurdles.

1. Learn About the Housing Market

The real estate market can be complex. Fortunately, an informed homebuyer should have no trouble resolving potential problems early in the property buying journey.

Examine a wide range of housing market data – you'll be glad you did. Look at the prices of recently sold houses – as well as the prices of available residences – in your preferred cities and towns. With this housing market information, you'll be better equipped than ever before to differentiate a buyer's market from a seller's one and plan your homebuying journey accordingly.

2. Get Home Financing

If you intend to pursue a house, you likely will need a mortgage. Thankfully, banks and credit unions are available to help you obtain a mortgage in no time at all.

Ultimately, it helps to get pre-approved for a mortgage. If you enter the housing market with a mortgage in hand, you can narrow your house search to properties that fall within your price range. And as a result, you could speed up the process of finding and buying your dream house.

When you meet with lenders, don't hesitate to ask lots of questions, either. If you allocate time and resources to learn about all of your home financing options, you can determine exactly which option is right for you.

3. Employ a Real Estate Agent

There is no need to pursue a house on your own, regardless of whether you're an experienced or first-time property buyer. But if you employ a real estate agent, you can work with a homebuying expert who can help you make your homeownership dream come true.

A real estate agent understands what it takes to find a great house at an affordable price. He or she can teach you about the housing market and help you make informed decisions at each stage of the property buying journey. Perhaps best of all, a real estate agent can prepare you for potential homebuying hurdles and ensure you can quickly address these issues.

Let's not forget about the assistance that a real estate agent provides as the homebuying journey progresses as well. A real estate agent will set up home showings, help you weigh the pros and cons of different houses and ensure you can submit an offer to purchase your dream residence. And as you approach the date of your home closing, a real estate agent will offer tips and recommendations to ensure you can finalize your house purchase without delay.

Want to avoid homebuying hurdles? You're not alone. But with the aforementioned tips, you can identify and overcome various homebuying hurdles and effortlessly navigate the property buying journey.




Categories: Buying a Home   buying tips