Ann Marie Martin


Posted by Ann Marie Martin on 2/17/2020

If you decide you're ready to purchase your dream house, you should submit a competitive homebuying proposal from the get-go. Otherwise, you could risk missing out on the opportunity to acquire your ideal residence.

Submitting an offer to purchase your ideal house that meets the expectations of a property seller can be simple. Now, let's take a look at three tips to help you craft a competitive offer to purchase your dream house.

1. Examine the Local Housing Market

The price of a home in a big city may prove to be much higher than the price of a comparable house in a small town. Much in the same vein, a housing market that features an abundance of sellers is likely to be far different from a market that includes many buyers. However, if you assess the local housing sector closely, you can identify real estate market patterns and trends and craft your homebuying proposal accordingly.

Oftentimes, it helps to look at the prices of recently sold houses in the city or town where you want to live. You also may want to find out how long these homes were available before they sold. That way, you can differentiate a buyer's market from a seller's one and put together a competitive offer to purchase based on the present's real estate sector's conditions.

2. Analyze a Home's Age and Condition

A brand-new home may prove to be more expensive than an older house that is in need of major repairs. Comparatively, a recently renovated house is likely to be a great choice for buyers who want to avoid property repairs, while a "fixer-upper" home may be a top option for those who are ready to tackle property repairs on their own.

As you analyze a home's age and condition, you should consider how much you are willing to pay for this residence. It sometimes helps to consider potential home upgrades and repairs that may need to be completed. And if you evaluate possible home improvement costs, you can account for these expenses in your offer to purchase.

3. Consult with a Real Estate Agent

A real estate agent is a homebuying expert, and his or her goal is to ensure you can acquire a great house at an affordable price. Thus, if you collaborate with a real estate agent, you can put together a competitive offer to purchase in no time at all.

Typically, a real estate agent will offer housing market insights that you may struggle to find elsewhere. And when you're ready to submit an offer to purchase your dream home, a real estate agent will help you craft a homebuying proposal that is sure to get a seller's attention. Plus, a real estate agent will negotiate with a seller's agent to help you get the best price on your ideal house.

Ready to submit an offer to purchase your dream home? Use the aforementioned tips, and you can put together a competitive homebuying proposal and quickly accomplish your homebuying aspirations.





Posted by Ann Marie Martin on 2/10/2020

Houseplants are a great way to make your home feel more comfortable, colorful, and--in the winter--to bring a bit of living nature back into your life until spring arrives.

There are houseplants that will thrive in just about any location of your home. Plus, you can find houseplants that are low-maintenance or ones that are a bit more rewarding as you care for them and watch them grow.

In todayís post, Iím going to list the best houseplants for each room of your home. Iíll cover ďimpossible to killĒ low-maintenance plants and some that require a bit more work. Iíll also cover large and small plants, as the size will often depend on the available space in the rooms of your home.

Read on for the list of the best houseplants for each room of your home.

Bedroom

The bedroom is a place for rest and relaxation. You donít want anything too high maintenance or too big and bright. Lavender gives off a calming scent that is perfect for your cozy sleeping space.

Lavender is relatively low-maintenance, just be sure to water sparsely in the winter time, and only when the soil has dried out completely to avoid root rot.

Lavender works in other rooms as well, such as on a kitchen windowsill where it can be used for cooking.

Bathroom

The bathroom tends to be a humid place without much spare room. A single aloe vera plant near a light source can be a great accent.

Extremely low maintenance and useful after a day out in the sun, the bathroom is a perfect home for aloe vera. Simply snap off a leaf and use the gel inside for your burn.

Office

There are a few choice places for plants in the home office. A large snake plant in the corner of the room is a great way to add some life and color. Similarly, a money tree is easy to care for and fun to watch grow as you braid its stem (and whatís a more fitting place for a money tree than the place where you make your money!?).

For the desk, a small cactus or succulent will do the trick, as you donít want it to take up too much room.

Living room

For the living room, we can finally start talking about some of the bigger houseplants on the list. A Norfolk Island Pine looks like a small pine tree (though it technically isnít one) and it can grow several feet high indoors. This is a great choice for homeowners in colder climates who donít want to fill their house with unfitting tropical looking plants.

Palm and Yucca, on the other hand, are perfect for homes in warmer climates. They can grow several feet high and fill up empty spaces in a large living room with ease. Thereís a reason these are used in so many hotel and office building lobbies--theyíre easy to care for and can grow large enough to fill the void in a big building.

Windowless rooms

Most plants will need at least indirect sunlight to stay healthy through the year. But, if you have a windowless room in your home that you want to brighten up with a houseplant you have options.

Dracaena, snake plants, and creeping fig all grow well in little to no light and are easy to take care of.  




Tags: decorating   houseplants  
Categories: Decorating   houseplants  


Posted by Ann Marie Martin on 2/8/2020


34 Carol St, Ludlow, MA 01056

Single-Family

$119,000
Price

3
Rooms
1
Beds
1
Baths
Opportunity is knocking!!! Come with your ideas, and handyman, to turn this home into the new trend of "Tiny Homes" . New boiler, hot water heater, central A/C all within the past 4 years, oil tank in 2008, newer 200 amp electrical panel all wired for a generator to run the entire house. Upstairs offers 2 additional unheated finished rooms. Full basement with lots of storage. Back porch leads out to enclosed walk way to a nice large garage. This home is being sold "as is, where is".
Open House
No scheduled Open Houses






Categories: Price Change  


Posted by Ann Marie Martin on 2/3/2020

Buying a condo may seem like an uphill climb, particularly for those who are browsing the real estate market for the first time. Lucky for you, we're here to help you take the guesswork out of finding the right condo.

What does it take to locate a high-quality condo at an affordable price? Here are three tips that every first-time condo buyer needs to know.

1. Explore a Wide Range of Condos

The real estate market is filled with many first-rate condos, and the sheer volume of properties that are available may feel overwhelming at times. Therefore, you should allocate the necessary time and resources to find a condo that suits you perfectly.

Don't be afraid to check out several condos over the course of a few days or weeks. By doing so, you can better understand what you'd like to find in the ideal condo.

Of course, if you fall in love with a condo, you should be ready to submit an offer. That way, you can avoid the risk of missing out on a great condo that matches or exceeds your expectations.

2. Determine How You'll Pay for a Condo

Many property buyers get pre-approved for a mortgage, and for good reason. With a mortgage in hand, you'll know exactly what you can afford as you review the real estate market.

Meet with a variety of banks and credit unions. These lenders will be able to provide you with multiple mortgage options and respond to your financing concerns and queries.

Also, keep in mind that the price of a condo may extend beyond your monthly mortgage payments.

In many instances, condo communities have homeowners' associations (HOAs) in place that will charge monthly fees. Learn about any HOA fees in advance, and you'll know exactly what you'll need to pay each month to live in a particular condo community.

3. Work with a Real Estate Agent

No one should be forced to evaluate condos on their own. Fortunately, you can hire a real estate agent to streamline the process of finding a terrific condo.

A real estate agent with condo experience understands the hurdles that may arise during a condo search. As such, he or she will do whatever it takes to ensure you can get the best results possible as you look for the perfect condo.

For instance, a real estate agent will set up condo showings and keep you up to date about open houses. This real estate professional will even negotiate with a condo seller on your behalf, which means you won't have to worry about breaking your budget to purchase a stellar condo.

Employing a real estate agent enables you to get expert advice at each stage of the condo buying process too. Thus, you can receive instant responses to your condo buying questions at any time.

Simplify the process of buying your first condo Ė use the aforementioned tips, and you can boost your chances of acquiring a superb condo at a budget-friendly price.




Tags: buyer tips   Buying a home   condo  
Categories: condo   Buying a Home   buying tips  


Posted by Ann Marie Martin on 1/27/2020

Home renovations are generally thought of as a good thing. You can update your home for your own comfort. New amenities will make your life easier. Your home can expand in size. Whatever you are planning to do in your home is bound to have a positive affect. One thing to be aware of when youíre gearing up for the process of any type of home renovation is that of your home insurance. You want to protect yourself and your home as your go through the stages of home renovations. Below, youíll find some tips to help you complete renovations you desire in your home without having surprise insurance bills. 


Check That Your Contractor Has Insurance Coverage


Before you sign a contract with any contractor be sure that they have sufficient insurance coverage. In particular you want to be sure that they have workersĎ compensation coverage and liability insurance. Donít be afraid to ask the contractor for the necessary certificates and confirmation of insurance coverage before you even sign the contract. Itís your right as a consumer to know that your contractor is covered properly.


Beware Of Subcontractors As Well


Just because your general contractor is covered doesnít mean that all subcontractors that are hired have the correct insurance. Electricians, plumbers, and other specialty contractors will need their own insurance on the job. The same rules apply as when youíre hiring any other contractor. Check with the general contractor to understand if their policy will cover all workers that are hired, or if these individuals need to carry their own insurance policies. Check with your home insurance company to see what your home insurance does and doesnít cover during a renovation period on your home. The more knowledge that you have going into the process, the better it is for you. 


For Your Homeownerís Insurance Policy


Once the renovations are complete, youíll need to reassess the policy coverage amounts that you have for your home insurance policy. The renovations that you have completed will undoubtedly increase the value of your home causing you to need to increase the replacement value of your home on your insurance policy. Donít forget to include everything from new appliances to furniture that has been replaced in the renovation. This will help you to avoid any gaps in coverage. This way, youíll know that your home will be fully covered. With the right insurance coverage youíll know that your home is can be rebuilt to the same specifications in the event of a complete loss. You always want this peace of mind as a homeowner.